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🏠 EMI Calculator

Calculate your loan EMI for home loan, car loan, personal loan. Get monthly EMI, total interest, and payment schedule instantly.

Calculate Loan EMI

Loan Amount (₹)

₹10,000 ₹1 Cr

Interest Rate (% per annum)

1% 30%

Loan Tenure (Years)

1 Year 30 Years

Monthly EMI

₹0

Principal Amount

₹0

Total Interest

₹0

Total Amount

₹0

About EMI Calculator

EMI (Equated Monthly Installment) is the fixed amount you pay every month to repay your loan. It includes both principal and interest components.

EMI Formula:

EMI = [P x R x (1+R)^N] / [(1+R)^N-1]

Where P = Principal loan amount, R = Monthly interest rate, N = Loan tenure in months

Typical Interest Rates 2026:

Home Loan: 8.5% - 9.5% per annum
Car Loan: 9% - 11% per annum
Personal Loan: 10.5% - 18% per annum
Education Loan: 8% - 12% per annum

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