📈 SIP Calculator

About SIP Calculator

SIP (Systematic Investment Plan) is a method of investing in mutual funds where you invest a fixed amount regularly. This calculator helps you estimate the maturity value of your SIP investments.

Benefits of SIP:

• Rupee Cost Averaging: Buy more units when prices are low, fewer when high
• Power of Compounding: Returns generate more returns over time
• Disciplined Investing: Regular investment habit without timing the market
• Flexibility: Start with as low as ₹500/month
• No Market Timing: Invest regardless of market conditions

Expected Returns by Fund Type:

• Equity Funds: 12-15% per annum (long term)
• Debt Funds: 7-9% per annum
• Hybrid Funds: 9-12% per annum
• Index Funds: 10-12% per annum