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Employee Provident Fund (EPF) Calculator

Calculate your total EPF retirement corpus based on Basic Salary, annual increments, and the official EPFO 8.25% interest rate.

12% Employee + Employer Split
8.25% EPFO Notified Rate
EPS Pension Split (8.33%)
Tax-Free Retirement Corpus
Salary & PF Parameters
Monthly Basic Salary + DA (₹)
Current Age
Current EPF Balance (₹)
Expected Annual Salary Hike (%)
%
EPF MATURITY VALUATION
Total EPF Balance at Age 58
₹1,18,45,210.00
Interest Earned: ₹76,45,210.00
Employee Share (12%)
₹32,00,000.00
Employer Share (3.67%)
₹10,00,000.00

Complete Master Guide to Employee Provident Fund (EPF)

EPF is a statutory retirement benefit governed by the Employees' Provident Funds and Miscellaneous Provisions Act, 1952.

Frequently Asked Questions (FAQs)

What is the split between EPF and EPS?
Employee contributes 12% of basic+DA entirely to EPF. Employer contributes 12% split as: 8.33% to Employee Pension Scheme (EPS capped at ₹1,250) and the remaining 3.67% to EPF.
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